Many opportunities have opened up in the banking industry as technology re-shapes how & where we store and transact our capital
Marbanc International recognises the seismic shift in the relationship between banks and their customers. The days of visiting branches and waiting in line to conduct transactions are all but over as bank opt for digital service delivery models via banking apps and other similar technological development.
These industry changes have brought about substantial opportunities for challenger banks, niche foreign exchange services, bank account-only providers and e-money solution providers to service gaps in the market that the major financial institutions are unable to cover. As these newer businesses grow, they can naturally be consumed by their larger counterparts who keep relevant through their acquisition strategies.
Marbanc International favours banking assets as part of our diversification strategy. Key characteristics that make banking an area of interest include:
What we look for
When evaluating investing in banking as an asset class Marbanc International tends to place an emphasis on:
Quality of management
Whether business concept has been proven with real customers
Potential for international scalability
Regulatory risks and challenges
Marbanc International's team has in-house capabilities to evaluate investment opportunities in the banking industry, particularly for newer businesses that solve niche-specific problems. We welcome enquiries from banks seeking growth capital who are established and are revenue-producing.
Generally speaking, Marbanc International will consider investing in banking opportunities in the range of $1 million to $50 million. We may syndicate larger opportunities with other funders if we consider the acquisition is worth completing.
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